Cream Cheese Filled Banana Bread
Looking for a way to use those ripe bananas lying on the counter? This cream cheese filled banana bread recipe is soft, moist, and just the right mix of sweet and creamy. The hidden cream cheese layer makes it extra indulgent, turning a simple banana bread recipe into a bakery-style treat right at home.
How to Make
- 1.
Prep the base
Preheat oven to 350°F (175°C). Grease a loaf pan. In a big bowl, whisk together coconut oil, sugars, vanilla, and egg. Mix in the mashed bananas until smooth—your banana bread recipe base is ready.
- 2.
Add the dry mix
Gently fold in flour, baking powder, baking soda, and salt. Don’t overmix, this keeps the bread soft and moist. Spread half the batter into the loaf pan.
- 3.
Make the cream cheese layer
In another bowl, beat cream cheese, sugar, flour, and egg until creamy. Pour this over the banana layer and spread it evenly to the corners.
- 4.
Top and bake
Add the remaining banana bread batter on top without disturbing the filling. Bake for 48–50 minutes until golden and set in the centre.
- 5.
Cool and slice
Let it cool for 15 minutes in the pan before slicing. The creamy middle will make everyone wonder how you pulled off this easy banana bread recipe at home.
Fun Facts About Banana Bread
- Banana bread became super popular during the Great Depression as a way to use overripe bananas instead of wasting them.
- Every family has its own banana bread recipe twist—nuts, choco-chips, or cream cheese, like this one.
- In the U.S., National Banana Bread Day is actually celebrated on February 23rd.

